Critical Illness Cover

A lot of diseases these days are no longer necessarily life sentences - heart attacks, strokes, cancer. They do however mean big changes to your life. You may not be able to work for an extensive period or even ever again. You may want to buy special equipment or need specialised treatment.

Traditional life cover would be unsuitable in this situation. Critical illness cover can pay you a tax-free lump sum upon the diagnosis of a specified serious illness.

Key features of Critical Illness Cover:

• Pays out lump sum upon diagnosis of serious illness or serious injury.
• Premiums are payable either monthly or annually.
• It can be taken out as a stand alone policy for a specified Term or Whole of Life.
• It can often be included with term or whole of life assurance policies.

SJS Healthcare Associates works with various providers to obtain the most appropriate type of cover for you and your family.